Burns & Whitaker Insurance
 
 
 
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Tow Trucks at Burns & Whitaker Insurance Services in California

 
Tow truck owners are faced with some of the same issues as owners of other commercial vehicles, as well as some unique risks. Burns & Whitaker Insurance understands these risks and can provide you with insurance policies that include several different coverage options. With these options, you can customize your policy to fit your business' needs.
 
 

 
 
 

 
 
 
 
Liability insurance is the most common and legally required type of tow truck coverage, and should include the following:
 
 
Tow Truck Insurance
 

BODILY INJURY

 
If an accident is caused by you or your drivers,
this coverage can help pay for costs related to
injuries suffered by others in the accident.
 
 
 
Tow Truck Insurance
 

PROPERTY DAMAGE

 
This coverage will help pay for the repair or replacement of the other party's property that
was damaged if you or your employees cause an accident while driving your tow truck.
 
 
 
 
 
Tow Truck Insurance
 

COLLISION

 
This coverage will help with costs related to the
repair or replacement of your tow truck if it is
damaged in a crash.
 
 
 
Tow Truck Insurance
 

COMPREHENSIVE

 
If your tow truck is damaged in a wide variety
of non-collision incidents (including fire and
severe weather), this coverage will help with
repairs and replacement of your tow truck.
 
 
 
 
 
Vehicle Insurance
 

UNINSURED/UNDERINSURED MOTORIST

 
If you are hit by a driver who has either no
insurance coverage at all, or coverage with limits
that are inadequate to cover your damages and/or injuries, this will help you cover the cost(s) incurred
by the accident.
 
 
 
Tow Truck Insurance
 

On Hook

 
On-Hook Towing insurance will pay to repair or
replace a vehicle you don't own if it is damaged
by a collision, fire, theft, explosion or vandalism
while you are towing or hauling. All businesses
that offer towing services need On-Hook Towing insurance to protect them while they're hauling
vehicles owned by a customer or someone else.
 
 
 
 
 
garage keepers
 
 
 
garage keepers
 
 
 
 

Garage Keepers

 
Garage keepers Legal Liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations. It protects a customer's vehicle when you are keeping it at a covered location for parking or storing, or to perform service. Garage keepers Legal Liability insurance provides protection in case a vehicle is damaged by fire, theft, vandalism or collision.
 
The amount of compensation you will receive when you file an insurance claim will depend on the amount of coverage you buy. Let Burns & Whitaker help you evaluate your liability risks and the amount of coverage you need to protect your towing vehicles and your assets.